The Investment Process - How We Advise You
This Investment Process
The First Step:
We need to get to know you. We need to know what you expect and desire from your investments whether it be savings, capital investments or your pension fund, we have to understand you and your investment objectives. We also need to know what your attitude to investment risk is.
Also, you need to have the opportunity of deciding whether or not you are comfortable in working with us to acheive your financial goals.
To acheive these objectives we need to meet. You will be visited without charge for a broad discussion about your circumstances and your aims. We will talk to you about different levels of risk in investments and we will begin to map your path to successful investment.
The Next Step:
If we both agree that we can work together we will then conduct an in-depth fact find to establish exactly where you are now financially and importantly, where you want to go. From this information we will build our recommendations which will take into account:
- Your existing and possible future tax position
- Your Attitude to Investment Risk
- Your Stated Aims and Objectives
- Your Knowledge and Experience of Investment
- Your Comfort Zones
And then ...... Implementation:
We will next present to you our recommendations, agree with you the timescale for the implementation of your plans and agree the basis upon which you will pay us for our services. The latter can be done by way of fees and/or introductory and servicing commissions payable by any product or service provider which we agree to use. You should note however that commissions that are paid are sourced from the investment and/or product charges which are made on your investment.
An Important Message:
Once we have arranged your investments we will monitor them on your behalf. We will report progress to you regularly and we will review your position constantly. This enables us to make any suitable recommendation to you regarding any changes that are appropriate as a result of legislation, taxation, markets or simply a change in your own circumstances.